Insurance is an important element of a sound financial plan. It is required to protect ourselves and our family from unfortunate events and accidents that may occur in the form of accidents, disability, illness and death.

We work with you to identify your risks and implement a cost-effective risk management program that has been developed with your specific circumstances and requirements in mind. Insurance recommendations provided by us include:

• Life Insurance
• Health Insurance
• Personal Accident Insurance
• Income Protection Insurance
• Child Cover

If you have existing insurance arrangements, it is important to realise that both over-insuring and under-insuring can be costly. Your authorised planner will review these arrangements and ensure that you are appropriately covered.

The lost earnings can be experienced with the death, disability, estate settlement costs and its clear impact is seen in the financial well being. Thus by seeking assistance with insurance planning one can receive extensive relief in one’s overall financial status. Planning for covering all possible risks through insurance always turns out to be fruitful as well as satisfactory for each one of us.

Instead of considering insurance planning as an absolute tool and an integral part of financial planning, we misunderstand and perceive insurance as an investment tool. Insurance is meant for and to secure ourselves and our families for the unintended. Already where our daily lives remain unpredictable with uncertainties including an absolute loss of income, critical illness or even with a disability, why not look forward to the attainment of excessive peace of mind through an effective insurance planning technique.